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A family moving into their new Riverside home after using the rate reducer incentive to lower their mortgage rate.August 11, 2022

Confronting Interest Rates with our Rate Reducer Incentive

At Riverside Homebuilders, we are constantly committed to ensuring our potential homeowners have the best experience possible when they’re beginning the journey to their new construction home. With interest rates and affordability a key topic on the mind’s of potential homeowners—and while interest rates may seem higher than what we’re used to compared to the last few years—that doesn’t necessarily mean that your dream of owning a home should be put on pause. 

A family moving into their new Riverside home after using the rate reducer incentive to lower their mortgage rate.

Understanding your options

The home market is always shifting, and there won’t be a time in the future when it doesn’t. Whether the topic at hand is interest rates, affordability or availability—there will always be something that could make you question your decision to buy a new home, but when you take a step back and look at it from a new perspective, the prospect of owning your own home vastly outweighs any doubts. 

For first-time homeowners in particular, rising interest rates may make you hesitant at first, but when the alternative is continuing to rent while prices increase each year—taking the initiative and buying a new construction home now is actually the best option for you financially. Additionally in the last few days, the market has seen interest rates on a slight decrease and the mortgage rate that you will receive will still heavily depend on additional factors such as your credit score and the down payment amount that you feel comfortable paying. If you do decide to buy now and interest rates continue to drop as the months go by, the rate you pay today isn’t always the rate you’ll have to pay in the future. Looking into options such as refinancing your home when rates once again drop is the perfect solution to ease your mind now and get you into the home of your dreams sooner rather than later.  

Rate Reducer Incentive

At Riverside Homebuilders, we know that even with the option of refinancing, you can still be feeling some hesitation to start the process of buying your dream home—which is why we wanted to introduce our Rate Reducer Incentive. We began this incentive in order to help all of our potential homeowners get into their dream home today with more confidence in their financial situation. With the program, future homeowners will receive $9,000 that they can use toward closing costs, prepaids or rate buydowns—and the owner’s title policy will be included for homeowners as well. This incentive package is only available for homeowners who are using one of Riverside Homebuilder’s preferred lenders to purchase one of our quick move-in homes. The incentive ends on 9/30/22, so don’t miss out on this incredible opportunity!

Keeping our focus on transparency

At Riverside Homebuilders, we are constantly working toward building high-quality homes to ensure that our homeowners can easily find the home of their dreams—and we will work with you every step of the way to help make the entire process as simple as can be. If you’re interested in learning more about the communities we build in or about our Rate Reducer Incentive—give us a call at (817) 601-6230 or fill out our online form today.

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At Riverside Homebuilders, our goal is to make your journey to owning your dream home as enjoyable as possible. Buying and building your new home is exciting and you should get to enjoy watching your home become a reality. Home is where your story begins.

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Happy Homeowners

Nikki has been outstanding and informative and helpful. Nikki has a great personality. Christina was very prompt and helpful in scheduling the appointment at Fairview. Thurston was very courteous and informative in the tour. Thanks to all for being so accommodating.-Mickey Blankenship

Mickey BlankenshipRiverside HomebuildersFeb 14, 2024
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